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By accessing our website, software, services, educational content, or communications, you agree to be bound by these Terms of Service.If you do not agree with these Terms, please do not use our services.---# 1. Services Unemployed Mike provides educational resources, software tools, demonstrations, consulting, and related services designed to help users learn about virtual flipping and related business opportunities.We reserve the right to modify, suspend, or discontinue any portion of our services at any time without prior notice.---# 2. Eligibility You must be at least **18 years old** to use our services.By using our services, you represent that you meet this requirement.---# 3. User Responsibilities You agree to:* Provide accurate information.* Use our services lawfully.* Maintain the confidentiality of your account credentials.* Not misuse, copy, distribute, reverse engineer, or exploit any software or proprietary materials without written permission.You are responsible for all activity that occurs under your account.---# 4. Payments Certain products, software, memberships, or services require payment.By making a purchase, you agree to pay all applicable fees associated with your selected product or service.Unless otherwise stated in writing, all payments are subject to the refund policy applicable at the time of purchase.---# 5. Educational Disclaimer Our products, software, demonstrations, and educational materials are intended for informational and educational purposes only.We do not guarantee any specific financial results, income level, or business success.Your results depend on many factors, including your experience, effort, market conditions, and individual circumstances.Past results do not guarantee future performance.---# 6. Intellectual Property All content provided by Unemployed Mike—including software, videos, graphics, branding, documents, text, logos, training materials, and website content—is owned by or licensed to Unemployed Mike and is protected under applicable intellectual property laws.You may not reproduce, distribute, modify, sell, or publicly display any content without prior written permission.---# 7. Limitation of Liability To the fullest extent permitted by law, Unemployed Mike shall not be liable for any indirect, incidental, consequential, special, or punitive damages arising from your use of our services.Our total liability for any claim shall not exceed the amount you paid us during the twelve (12) months preceding the claim.---# 8. Third-Party Services Our website and services may integrate with third-party providers including scheduling platforms, payment processors, CRM systems, SMS providers, analytics providers, or other software vendors.We are not responsible for the availability, content, privacy practices, or performance of third-party services.---# 9. Communications By providing your contact information, you agree that we may communicate with you regarding your account, appointments, purchases, customer support, and other service-related matters.Marketing communications will only be sent where permitted by applicable law, and you may opt out at any time.---# 10. SMS Terms By voluntarily providing your mobile phone number and opting in, you consent to receive SMS messages from Unemployed Mike.These messages may include:* Appointment confirmations* Appointment reminders* Software demo reminders* Customer support communications* Account notifications* Marketing and promotional messages (where consent has been provided)**Message frequency may vary.****Message and data rates may apply.**You may opt out at any time by replying **STOP** to any message.For assistance, reply **HELP**.**Consent to receive SMS messages is not a condition of purchasing any product or service.****SMS consent is not shared with third parties or affiliates for marketing purposes.**---# 11. PrivacyYour use of our services is also governed by our Privacy Policy.Please review our Privacy Policy to understand how we collect, use, and protect your information.---# 12. TerminationWe reserve the right to suspend or terminate access to our services at our sole discretion if you violate these Terms or engage in unlawful, fraudulent, abusive, or disruptive conduct.---# 13. Changes to These TermsWe may update these Terms of Service from time to time.Updated versions will be posted on this page with a revised effective date.Your continued use of our services after changes are posted constitutes acceptance of the updated Terms.---# 14. Governing LawThese Terms shall be governed by and interpreted in accordance with the laws applicable to the jurisdiction in which Unemployed Mike operates, without regard to conflict of law principles.---# 15. Contact InformationIf you have any questions regarding these Terms of Service, please contact us:**Unemployed Mike**Website: https://www.unemployedmike.comEmail: [support@unemployedmike.com](mailto:support@unemployedmike.com)

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